Marcy advises her clients on investments, taxes, wealth management, estate issues, budgeting, and insurance. marcy is also a licensed life insurance agent. when marcy sells life insurance to a client, the distribution channel used is a(n) direct writer. insurance broker. stock broker. financial planner.

The answer is "financial planner."

A financial planner is a qualified investment proficient who enables people and organizations to meet their long haul money related destinations by investigating the customer's status and setting up a program to enable the customer to meet those objectives. Financial planners have some expertise in expense arranging, resource allotment, chance administration, retirement and additionally estate arranging.  

the answer choices are:

provides online banking

provides automatic payment services

provides home loans by using saving accounts

accept tax return refunds

hopefully someone can answer the question now lol

the investment was $14,174.196

explanation:

a lump sum means that the father of the example made one deposit and leave it be.

we need to know the value of a capital that generated at 4.05% per year during 28 years the sum of $48,613.24

now clearing the formula to solve for capital we got:

and we reach the answer investment = $14,174.20