The term "junk e-mails" refers to a. unsolicited e-mail offers from people you don't know and with whom you have no dealingsb. e-mails that are frivolous, such as jokes passed among colleagues. c. e-mails that are ostensibly of a business nature but that are ineffective and accomplish no useful purpose. d. e-mails that have already been red but that have not been deleted and so remain in the system.

In 2015, lori assigned a paid-up whole life insurance policy to an irrevocable life insurance trust (ilit) for the benefit of her three children. the ilit contained a crummey provision for the benefit of each child. at the time of the transfer, the whole life insurance policy was valued at $200,000, and since lori had not made any other taxable gifts during her lifetime, she did not owe any gift tax. lori died in 2016, and the face value of the whole life insurance policy of $2,000,000 was paid to the ilit. regarding this transfer, how much is included in lori’s gross estate at her death?