When is a parallel circuit better to use than series circuit?

According to alisa miller foreign news bureaus

Enzo’s balance sheet for the month of july is shown. enzo’s balance sheet (july 2013) assets liabilities cash $600 credit card $4,000 investments $500 student loan $2,500 house $120,000 mortgage $80,000 car $6,000 car loan $2,000 total $127,100 total $88,500 which expression finds enzo’s net worth?

Worth 50 points answer them bc i am not sure if i am wrong