Which of the following would not be used to create a personal balance sheet?
a. pencil, paper, and calculator
b. spreadsheet software
c. slide presentation software
d. personal financial management software

I don't want to make you feel like an idiot but its obviously C. A, tons of people use a calculator to add up funds and such and make a budget and then using a pencil they write it on paper. B, Spreadsheet(Such as excel) software is commonly used for things like this. D, its "personal financial management" same thing as personal balance... so yeah ofc it wouldn't be that answer. C, how the heck would u make a personal balance sheet using slide presentation? so it has to be C

B: people should evaluate different forms of savings vehicles based on their needs

It can sometimes be called a process chart.