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Which of the following is least likely to "crash and burn" in a financial planning simulation? a. a family with two earners, some debt and little savings who are about to buy a very expensive house (relative to their income) before having children. b. a family with two earners who pay off their student debt and start saving before having a family. c. a family with two earners, a lot of debt and little savings who are about to start a family. d. a family with one earner in the workforce, a number of children and no savings.

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