What are the file sharing copyright laws in your area? Are they more strict or less strict than those in other areas of the world? How aggressively do enforcement agencies in your area pursue those who share copyrighted material?

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?