Guys, it took me 3 seconds to get banned on try to beat that, actually don't, unless you don't care about your account

Which text format is this, "the text is transcribed exactly as it sounds and includes all the utterances of the speakers. "?

Why is investing in a mutual fund less risky than investing in a particular company's stock? a. mutual funds only invest in blue-chip stocks. b. investments in mutual funds are more liquid. c. mutual funds hold a diversified portfolio of stocks. d. investments in mutual funds offer a higher rate of return.

Michael has written an e-mail to his employees that describes a new product special that will be introduced to the customers next week. by taking time to make sure the e-mail is well written, logical, and organized, michael has made sure his message has the characteristics of a) effective communicationb) ineffective communicationc) barriers to communicationd) workplace communication