Write a new topic sentence for the following paragraph.

these students often go from having no or minimal and come to making upwards of $20-$30,000 per year. without education on how to manage their finances many of these young people often make poor decisions, leading them to accrue credit card debt or purchase expensive items--cars, homes, fully planning out how they'll pay for them. many young people don't understand the consequences of those late credit card payments can have, and taking a financed course before graduation would them understand exactly how difficult it is to rebuild a credit score that's been decimated by a foreclosure or bankruptcy ("the effectiveness").

modifying the base for word

compare & contrast informative essay/speech

when speaking or writing for the sole purpose of providing information in order to give audience members a good basis for making a decision, you would present an informative speech or essay.   because you wouldn’t want to be persuading the audience by arguing for one type of exercise over the other, you wouldn’t choose a persuasive/argumentative technique.   to fairly, and without bias, present information about the pros and cons of each type exercise, a compare/contrast, informative speech/essay would be the best bet.

answer: d

explanation:

the pronoun reference replaces a noun, but you have to make sure there's no room for confusion.

in the first sentence "her" could be referring to shely or to the sister. the answer there is "shelly called her sister and told her about the new baby."

in the second sentence "it" could be referring to the roof or the floor. the answer there is "since the roof leaks on the family room floor, we need to repair the roof."