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What excerpt from a student essay maintains the most objective tone

Question serial number: 1162965720-nccj84question category: the title as the main idea 2**it is important to learn about finances. take, for instance, the old rule of saving ten percent of every paycheck. are most people aware that theyshould immediately take that percentage out of their paycheck and put it into savings? balancing your checkbook is another important element ofganar your money. buy a money tracking program and use it to manage your money. another important tip is to speak with a financialplaner and learn about stocks and bonds. come up with a savings plan that includes a 401k, stocks, and bonds. and start young the longer youwait to save, the less compound interest you will accumulate.which is the best title for this paragraph?

Read the excerpt from the common sense of bicycling: bicycling for ladies. the bicycle is capable of such high speed that there is a strong temptation to ride so fast as to cause over exertion or excessive perspiration. on the other hand some people ride too slow, causing a zigzag and uncertain movement. while exercising reasonable caution, be a fearless rider. when you come to a steep hill, if the road is clear, let it go as fast as it will. if you rid yourself of that ghost of fear, coasting is one of the greatest delights of cycling. which is the best paraphrase of the text?