Read the conclusion from a student’s report about budgeting. To review, budgeting is easy to do. Start with a budget plan and stick to it. Develop short- and long-term money goals. Learn the difference between wants and needs.

Which sentence should the student add to the end of the paragraph to most effectively state why the topic is important?

Budgeting ensures that one will always have enough money for the things one needs, for emergencies, and for the future.

There are computer programs that help people of all ages understand budgeting and develop budget plans.

Young children can learn about budgeting by playing games that involve buying and selling with pretend money.

Things to consider when budgeting are expenses for necessities, like food, but also expenses for entertainment.