Read the passage. The cost of health care is rising in America. The amount that an average family must pay for insurance has increased by 3 percent in just two years. For families buying insurance on an exchange or privately, the increase is an astounding 25 percent. At this rate, health care, which includes visits to a typical family doctor, specialists for anything from a knee injury to cancer, and the emergency room, will be unaffordable for most Americans in 10 years or sooner. I know this because my family is an average American family—and we are worried.

Which statement describes the claim?