I NEED THIS ANSWER QUICK IT'S A LATE TEST. Which statement best analyzes the role this event plays in the plot?

In "The Necklace" Mathilde realizes too late that the necklace is a fake.

It serves as a complicating incident because Mathilde will have to suffer the consequences of her actions.

It is the climax of the story since the reader is most excited at this point.

It serves as the falling action because it shows that Mathilde will have to get used to her place in life.

It leads to the conclusion where Mathilde and the reader learn a lesson about the downfall that can come from vanity and greed.