What would be the best way to quickly outline a central arguement and idea within the passage

I’n a rough draft, where should the main idea first appear in the paper

It is important to learn about finances. take, for instance, the old rule of saving ten percent of every paycheck. are most people aware that theyshould immediately take that percentage out of their paycheck and put it into savings? balancing your checkbook is another important element ofkeeping track of your money. buy a money tracking program and use it to manage your money. another important tip is to speak with a financialplanner and learn about stocks and bonds. come up with a savings plan that includes a 401k, stocks, and bonds. and start young. the longer youwait to save, the less compound interest you will accumulate.which is the best title for this paragraph?

Read this excerpt from wheels of change by sue macy.that said, it's hard to grasp the full extent of the bicycle's impact on americans in the late 19th century—particularly female americans. imagine a population imprisoned by their very clothing; the stiff corsets, heavy skirts, and voluminous petticoats that made it difficult to take a deep breath, let alone exercise. add to that the laws and social conventions that cemented a man's place as head of the household and holder of the purse strings. how suffocated women must have felt. and how liberated they must have been as they pedaled their wheels toward new horizons.what is the central idea of the excerpt