Which factor or factors listed below are external influences on a loan's interest rate? I. the borrower's credit history
II. the length of the loan
III. the federal funds rate
a. l and ll
b. I and III
c. ll and III
d. III only

both the address and the poster use diction to convey their message. diction is defined as a style of writing or speaking based on the types of words chosen in order to send a message. parallelism is when a similar sentence structure is used for several sentences on a text; roosevelt's address doesn't follow that. repetition has to do with repeating a word or sentence in order to emphasize and idea, however neither the poster nor the address use repetion. finally, the address doesn't use images to convey a message.

the answer is "a" although apex might say best book of the year.