Which factor most directly influences how much money consumers are willing to borrow?

Read the selection below and answer the question. an open boat by alfred noyes o, what is that whimpering there in the darkness? 

 'let him lie in my arms. he is breathing, i know.
 look. i'll wrap all my hair round his neck' – the sea's rising,
 the boat must be lightened. he's dead. he must go.' 


 see - quick - by that flash, where the bitter foam tosses, 
 the cloud of white faces, in the black open boat, 
 and the wild pleading woman that clasps her dead lover 
 and wraps her loose hair round his breast and his throat.
 'come, lady, he's dead.' - 'no, i feel his heart beating,
 he's living, i know. but he's numbed with the cold. 
 see, i'm wrapping my hair all around him to warm him.' -
- 'no. we can't keep the dead, dear. come, loosen your hold.

 'come. loosen your fingers.' - 'o god, let me keep him! ' -
 o, hide it, black night! let the winds have their way! 
 and there are no voices or ghosts from that darkness, 
 to fret the bare seas at the breaking of day. the rhyme scheme of "an open boat" is abcb abab abba aabc

Me ! one reader of sorrentino's story said, "it reminded me that everyone can have a different perspective and a different response to the same event, and that response can change over time." in at least two hundred words, explain what you think this means.

In 250-300 words, discuss how scout’s race affects the tone, voice, and content of the narration.