When i refer to integrity, i have something very specific in mind. integrity, as i will use the term, requires three steps: discerning what is right and what is wrong; acting on what you have discerned, even at personal cost; and saying openly that you are acting on your understanding of right and wrong. the first criterion captures the idea that integrity requires a degree of moral reflectiveness. the second brings in the ideal of a person of integrity as steadfast, a quality that includes keeping one’s commitments. the third reminds us that a person of integrity can be trusted. source: carter, stephen l. “the insufficiency of honesty.” atlantic monthly feb. 1996: 74+. print.

based on the passage above, which of the following reflects the correct use of quotation marks?
a) “when i refer to integrity,” i have something specific in mind, states carter.
b) carter states that the first criterion states that integrity requires a degree of “moral reflectiveness.”
c) “acting on what you have discerned is one of the “three steps” of carter’s definition of integrity.”
d) according to carter, integrity “includes keeping one’s commitments.”