How does o. henry's use of third-person narration in "after twenty years" affect the story?

Demarco and tanya have received information about three separate mortgage offers. in two or three paragraphs, describe your recommendation for the best financial choice in their situation. evaluate each of the three offers, compare and contrast their effectiveness, and explain the offer that works best. as you explain your answer, support it using reasons and evidence from the calculations you made based on the information provided in this guide for analyzing mortgage options.