Read the passage. The cost of health care is rising in America. The amount that an average family must pay for insurance has increased by 3 percent in just two years. For families buying insurance on an exchange or privately, the increase is an astounding 25 percent. At this rate, health care, which includes visits to a typical family doctor, specialists for anything from a knee injury to cancer, and the emergency room, will be unaffordable for most Americans in 10 years or sooner. I know this because my family is an average American family—and we are worried.

Which statement describes the claim?

The writer’s family is an average American family struggling to pay for health care.
Health care will continue to rise by 3 to 25 percent each year for the next 10 years.
Health insurance is becoming too expensive for most American families to afford.
The average American family is paying more for health insurance than they did before.