Why are medical exams usually required before getting a life insurance policy? - Your health status will determine is you are old enough for a policy.
✅Your health status will determine what rate class category you are in.
- If you are overweight you will not qualify to get life insurance.
- If you smoke you will not qualify to get life insurance.

B

Explanation:

A fully underwritten policy (which takes all medical and personal information into account) typically requires a medical exam to verify the information you provide and determine whether you have any health conditions that could affect your life expectancy.

the number of people with jobs in factories as unskilled workers increased.

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