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Essay
Your 21-year old cousin is graduating from college and has already accepted her first full-time job offer.
She will be earning $3,000 per month. She already has an apartment and her fixed monthly expenses are
$1500 per month. She enjoys traveling, but doesn't have a lot of money to do so. She also has $500 per
month in student loan payments.
She needs a car to get to work, but knows that she has to finance it through an auto loan. She also wants
to begin building her credit history by applying for a credit card, she has been an authorized user on her
parents' credit card since high school.
She calls and asks for your advice on both an auto loan and a credit card. Based on what your cousin
wants to accomplish financially and her current financial obligations, would you advise her to apply for
both types of credit? Why or why not?
Complete responses should consider:
-- At least 3 specific pieces of advice related to each type of credit: credit cards and auto loans.
--The advice should consider whether the type of credit is appropriate for a young adult like her
-- What trade-offs will your cousin have to make based on the advice you are giving her?
Your response: *
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Answers: 1
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Look at this dictionary entry: realize (ree-uh-lyz) v. to become completely aware of (something) as a fact; understand without a doubt to make (something desired or anticipated) occur to give real, definite or physical form to a plan, dream, or goal to earn (money or a profit) from a deal which sentence uses the word realize as it is described in the fourth definition? a. mike realized the gravity of the situation only when dalia explained it to him. b. only hard work and perseverance can people realize their dreams. c. he felt that his vision was realized when he finished reading the final draft of the narrative. d. fay's glass paintings are expected to realize a handsome profit. e. dan will realize his goal of going to an ivy league school only if he works hard.
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