In addition to the current prime rate, other factors that can affect and individual's mortgage amounts and interest rates include which of the following? A.
Your income
B.
Your credit rating
C.
Both A and B
D.
None of the above

C. Both A and B

Banks are risk adverse. The greater one’s income to debt ratio, the less amount of loan offered. Never purchase a vehicle or any other large loan when waiting to close on your house. Last minute debt accumulation may knock down the loan max mortgage amount... below what you offered for the

It is useful for historians to write narratives so that history can be passed on from their point of view.  think about a story being told in third person, then think about it again being told in first person, by someone who actually experienced the event.