Which statements are examples of someone using refulsal skill's

Im guessing you meant refusal skills, i hope. Refusal skills are a set of skills designed to help children avoid participating in high-risk behaviors. Programs designed to discourage crime, drug use, violence, and/or sexual activity frequently include refusal skills in their curricula to help students resist peer pressure while maintaining self-respect.

Nail fungus, which can cause the nails to crack, peel and change color and texture.

Accredited is what i believe it to be