In health insurance policies, a waiver of premium provision keeps the coverage in force without premium payments? a) during the time an insured is confined in a hospital. b) following an accidental injury, but not during sickness. c) after an insured has become totally disabled as defined in the policy. d) whenever an insured is unable to work.

Option (C).

Explanation:

Health insurance may be defined as a type of insurance that covers the medical expenses partially or wholly. The health insurance provides by both the private agencies as well as by the government.

The waiver of health insurance provides the coverage without the premium payments after an insurance has totally disabled as defined by the policy and its terms and conditions.  

Thus, the correct answer is option (C).