Mr. Gomez notes that a Private Fee-for-Service (PFFS) plan available in his area has an attractive premium. He wants to know if he must use doctors in a network as his current HMO plan requires him to do. What should you tell him?

the answer is c   it wants me to write more for no reason bu c is the answer                                                                                                                

myth: mosquito bites transmit hiv. & shaking hands often transmits hiv. & oral sex never transmits hiv.

fact: breastfeeding can transmit hiv. & unprotected sex transmits hiv.