14. Which of the following choices is not one of the benefits of having a budget? A. People are less likely to buy things on impulse.

B. People have a plan for spending money.

C. People are more likely to buy something on an impulse.

D. People know how much money can be spent.



15. An example of a long-term
financial goal is:

A. wanting to have enough money to go out to eat.

B. saving money for a new pair of shoes

C. saving money for a down payment on a house.

D. saving money to go to the movies