Yasmin has a new employer and must choose the health insurance plan which is best for her. Cost for deductibles, coinsurance, or copayment are not much of a concern to her. She does have a medical condition treated by a specialist, and she wants to be able to see a doctor with the best credentials and without needing a referral. Which type of health insurance plan would be best for Yasmin?

A Health Maintenance Organization (HMO)
An Exclusive Provider Organization (EPO)
A Preferred Provider Organization (PPO)
A Point of Service Plan (POS)​