Fill in the Blank Complete the following sentence.
Credit card companies charge
on any purchases you have not paid off that month.

that would be interest or latecharge

the more fit you are, the faster the recovery. your heart rate drops most sharply in the first minute after you stop exercising; it should then fall about 20 beats a minute—a drop of less than 12 beats a minute is considered abnormal. this “recovery heart rate” is measured as part of an exercise stress test.