Pleeaseee i will give brainlest write one paragraph that summarizes clearly why banks are important to the u. s. economy and how government actions can affect how banks operate.

The U.S. financial system is critical to the functioning of the economy as a whole and banks are central to the financial system. In addition to providing substantial employment, finance serves three main purposes. Credit provision, Liquidity provision, Risk management services.

The banking system in the USA is crucial thing to have for the functioning of the US economy  and government because they make loans and create credit. Without loans many people wouldn't be able to buy a car or a house or make payments on big payments that you might have and the economy would collapse. The government tries to regulate the banks to make sure they are being fair to their clients and are doing everything they can to help.

Hope I helped!!