What was the major obstacle that prevented the spread of banking in europe during the 1200s to 1400s?

There was many obsticals one being the nobles who had been the main issues. Hope this helps!

herodotus taught this. herodotus was an ancient greek historian who was born in halicarnassus in the persian empire. he is known for having written the book the histories, a detailed record of his "inquiry" on the origins of the greco-persian wars.