Me ! i will give brainliest to the best answer! how does a secured loan differ from an unsecured loan? a secured loan does not require a deposit, while an unsecured loan requires a deposit. a secured loan has no balance limit but must be repaid in full within a certain time. a secured loan requires a deposit, while an unsecured loan does not require a deposit. an unsecured loan has no balance limit and no specific time by which it must be repaid.