Owing money to a person, bank, stock owner.

it's a secular holiday. it is and was a custom developed to recognize the ending of a time and a wish for a good future. the kind of kiss you exchange, if you are single, is intended to predict what kind of year you will have in the coming year.

it is saying good bye to the last year with all its ups and downs, and hello to the new year, with all its hopes and dreams.

they were byzantines

what are the options?

literally just took the test, got a 100%. i couldn't be bothered to type it all out, so i just took pictures.

should be in order from q 1 to 35.