What does owen believe is the biggest problem that people face in their lives?

not sure but it maybe cause by working for unfair wages laboring for too many hours in a day

Explanation:

its main object was the establishment of "settlement houses" in poor urban areas, in which volunteer middle-class "settlement workers" would live, hoping to share knowledge and culture with, and alleviate the poverty of, their low-income neighbors.

political parties are protected under 6th amendment.