26. patricia j. williams, an african american academic, writes about her experiences regarding redlining. she states, "i was treated differently when lenders and real estate agents realized that i was an african american." which of the following is most likely to have occurred before they realized that she was an african american?

a. she was asked fewer questions about her finances.
b. she was considered a "risk" due to her financial situation.
c. she experienced unkept appointments.
d. she was quoted higher rents compared to people of other ethnicities.