Which statement best describes the us government's role with the banking industry at the beginning of the depression?
a. federal agencies forced banks to close if they could not insure all of their accounts.
b. the government passed laws to provide insurance on individual accounts.
c. individual banks were inspected and supervised by agents of the government.
d. the government had little involvement with monitoring the health of banks.

the answer is b. osage.

in mcculloch v. maryland (1819) the supreme court ruled that congress had implied powers under the necessary and proper clause of article i, section 8 of the constitution to create the second bank of the united states and that the state of maryland lacked the power to tax the bank.

gibbons v. ogden, (1824), was a landmark decision in which the supreme court of the united states held that the power to regulate interstate commerce, granted to congress by the commerce clause of the united states constitution, encompassed the power to regulate navigation.