Which of the following is a unique feature of credit unions?

I believe the answer is:

a)Credit unions are typically owned and run by their members

b)Credit unions limit membership to certain people or groups

Credit union is built with the principle of helping other members achieving the financial help that they need even though it may not resulted in as many profit as normal credit company.

Because of this, the one who own and run the union are their members on a volunteer basis. The amount of members usually limited to people who are in close proximity with the owners.

regarding the law, the 15th amendment was specifically designed thinking in the rights of black free men.

even though ratified on february 3, 1870, the promise of the 15th amendment would not be fully applied for a long time.poll taxes and literacy tests would allow southern states disenfranchise african americans. only in 1965 the voting rights for african americans would be actually able to vote in the south.

in 1965, president johnson signed the voting rights act, which aimed to overcome legal barriers that prevented african americans from voting as it was guaranteed by the 15th amendment to the u.s. constitution.

                the united states presidential election of 1912 was the 32nd quadrennial presidential election, held on tuesday, november 5, 1912. the election was a rare four-way contest.

                incumbent president william howard taft was renominated by the republican party with the support of its conservative wing. after former president theodore roosevelt failed to receive the republican nomination, he called his own convention and created the progressive party (nicknamed the "bull moose party"). it nominated roosevelt and ran candidates for other offices in major states. democrat woodrow wilson was finally nominated on the 46th ballot of a contentious convention, to the support of william jennings bryan, the three-time democratic presidential candidate who still had a large and loyal following in 1912. eugene v. debs, running for a fourth time, was the nominee of the socialist party of america.

                wilson won the election, gaining a large majority in the electoral college and winning 42% of the popular vote, while roosevelt won 27%, taft 23% and debs 6%. wilson became the only elected president from the democratic party between 1892 and 1932, and the second of only two democrats to be elected president between 1860 and 1932. this was the last election in which a candidate who was not a republican or democrat came second in either the popular vote or the electoral college, and the first election in which all 48 states of the contiguous united states participated.

hope this !

-austint1414