Why is creating a budget important ?

A budget is simply a plan of how to spend and save money.

It helps people prepare for they will use the money in the future.

It's really important to develop the habit of creating a budget and the goal is to not spend more money than you make. It's always a good idea to use your money for necessities first and extra money in case of emergencies.

It may be time-consuming, but it's worth it to have a plan

of how you are going to spend and save in the future.

this is a good question! i'll do some research and come back when i have the answer!