Why did colonist need artisans

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What was a major failing of the united states government under the articles of confederation?

99 points explain the causes and effects of the japanese bombing of pearl harbor in 1941. make sure to explain 3 causes and 3 effect in detail.