Five state laws that protect consumer rights and describe them in 30-60 words each

Federal Food Drug and Cosmetic Act, Fair Credit Reporting act, Fair debt Collection Practices Act, Truth in Lending act and fair credit billing Act and Gramm–Leach–Bliley Act

Explanation:

Safeguarding the buyer of services and goods against unfair practices is called consumer protection. These laws are established by law, and these laws prevent the businesses from engaging in unfair practices. People may be affected by such practices even if they are not directly consuming or purchasing the product.  

Consumers are the people who consume goods and services. There are various laws in US at both state and federal levels to regulate the consumer affairs. Federal Food Drug and Cosmetic Act, Fair Credit Reporting act, Fair debt Collection Practices Act, Truth in Lending act and fair credit billing Act and Gramm–Leach–Bliley Act are acts that protect consumers in US.

Federal Food Drug and Cosmetic Act gives the government authority to oversee the safety of drugs, medical devices, drugs and cosmetic products.  

The Fair Debt collection Practices Act prevents the costumers from unfair practices in the debt collection and to promoted the fair debt collection.  

Fair credit Reporting Act was passed to promote the privacy, fairness and accuracy of consumer information.  

The truth in Lending Act was passed in 1968, it is a federal law for promoting the informed use of consumer credit by requiring the disclosures about its costs and terms to standardising the method in which costs associated with borrowing are disclosed and calculated.

Gramm-Leach-Bliley Act was passed in 1999, it repealed the part of Glass-Steagall Act of 1933 that barred any one institution from acting as  a commercial bank, an insurance company and investment bank.

d: social contract theory

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