How did the establishment of "New Rome" contribute to the decline of the Roman Empire? (5 points) It led to civil war within the empire. It created a larger, more expensive army. It slowly drained the treasury. It split the empire into two separate halves.

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists