What are characteristics of hard money

A hard money loan is simply a short-term loan secured by real estate. They are funded by private investors (or a fund of investors) as opposed to conventional lenders such as banks or credit unions. The terms are usually around 12 months, but the loan term can be extended to longer terms of 2-5 years.

it is the dominance of   the spanish language and roman catholic region in mexico, french being the official language of several african countries, and the existence of a western-style government in south asian countries