How did changes in manufacturing in the late 1700s and early 1800s affect people living in cities in the North?
Fewer people worked in factories as water-powered machines increasingly replaced laborers.
Factories used interchangeable parts and water power, so workers’ hours became shorter.
Factories employed more people, including women and children, for lower wages and longer hours.
As factory employment became less widely available, people began leaving the cities to work in agriculture.

it would be that mali has the worst literacy rate than the others

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.