Credit unions use their access earnings to ?

As not-for-profit cooperative institutions, credit unions use excess earnings to offer members more affordable loans, a higher return on savings, lower fees, or new products and services. They serve members from all walks of life, including the poor and disenfranchised.

Explanation:

let me know if this is wrong

i cant if you dont give me the sentence or whatever.

man·u·script

/ˈmanyəˌskript/submit

noun

a book, document, or piece of music written by hand rather than typed or printed.

synonyms: document, text, script, paper, typescript

an author's text that has not yet been published.

thats all i can with. sorry. next time post the full question.

popular sovereignty   influenced the declaration of independence because the colonists wanted to have freedom to do they wanted so they put into writing