The major reason why people use credit is because they 1.save money over a long period of time
2.want to raise the level of their incomes
3.want to enjoy the goods or services now rather than later
4.all of the above

Tori is researching for her blog post about how wearing sunblock can prevent skin cancer, and she finds a page about her topic on the united states centers for disease control website at is this a reliable site for tori’s research? yes, because it is presented by a college or university no, because it is a personal opinion about the subject yes, because it is run by a governmental organization no, because it is intended to advertise a certain product