Pls help it’s for my history exam!

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

This photo shows an early mesoamerican structure, specifically from the zapotec culture. what was this structure most likely used for? a.creating terraces for farm fieldsb.practicing religious ceremoniesc.playing a ball game with stone hoopsd.protecting a city from invading armies

Would creole revolutionaries tend to be democratic or authoritarian leaders?