Describe any 3 effects of the Civil War.

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What was a result of the use of farming machines

After nine states had ratified the constitution by mid-1788, other states quickly followed. all thirteen states had to obey it. it became law in the united states. none of the states had to obey it.