Why do you think certain themes apply to civilizations separated by thousands of miles and hundreds of years

explanation: d

this forms a narrow, steep sided inlet (sometimes deeper than 1300 metres) connected to the sea. the terminal moraine pushed down the valley by the glacier is left underwater at the fjord’s entrance, causing the water at the neck of the fjord to be shallower than the main body of the fjord behind it.

answer: the risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation:

a memoir is the correct answer