What are some problems the Catholic Church created for itself that led to the Protestant Reformation and the English Reformation?

The Catholic Church was slow to respond systematically to the theological and publicity innovations of Luther and the other reformers. The Council of Trent, which met off and on from 1545 through 1563, articulated the Church’s answer to the problems that triggered the Reformation and to the reformers themselves.

The Catholic Church of the Counter-Reformation era grew more spiritual, more literate and more educated. New religious orders, notably the Jesuits, combined rigorous spirituality with a globally minded intellectualism, while mystics such as Teresa of Avila injected new passion into the older orders. Inquisitions, both in Spain and in Rome, were reorganized to fight the threat of Protestant heresy.

this means that germany had to pay the allied countries. reparations are/is essentially payment for something that they have done wrong, so after ww1, germany was forced to pay reparations so they could replenish the allied countries resources' that they had lost during the war.