Banks that practice fractional reserve banking are able to a. change the interest rates on loans for any reason
b. lend most of the money they hold as deposits
c. return all of their deposited cash at any time
d. provide financial services to customers at no cost

B; lend most of the money they hold as deposits

Explanation: Just did it on A pex

thurgood marshall

explanation: in 1954, thurgood marshall and a team of naacp attorneys won brown v. board of education of topeka, kansas. in this landmark decision, the supreme court held that segregation in public education violated the equal protection clause of the fourteenth amendment.