What did Richard Tobin mean by his statement, “The veneer of civilization has
dropped away"?

the answer is: must pay taxes on profits

since it is considered as a part of your income, profits from investments is eligible for tax payment.

the tax from your investment could be influenced by how long you decided to sell it. united states promotes keeping your investment for long term period. so, the tax rate for investments that you sell in less than one year is typically higher compared to investments that you sell in more than one year period.

they had many gains 1 one freedom for slaves the major cause of the civil war is that the   north wanted freedom for slaves but the south didn; t creaitng the civil war

another gain they have is poltiical influence

poltiical influence is a big thing everywhere even now peoplle are always trying to get the head up in poltics thats what they did by giving the republicians a good name for freeing slaves

discrimination! they faced a lot of racism