How did Credit or Installment Buying contribute to later problems for many?

When people lost their jobs and could no longer make payment that were bought from the store or company that set up the installment plan, banks started to lose lots of money from unpaid installment plans. All of these unpayed loans contributed to the Great depression in 1929. Above is an ad for a typewriter on an installment plan.

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it provided for selection of government employees through competitive examinations. it also made it unlawful to fire or demote covered employees for political reasons or to require them to give political service or payment, and it set up a civil service commission to enforce the law.

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